The idea of a budget is like fingernails on a chalkboard to some and to others it is as intimidating as a loaded gun. For me it is peace. It is an instrument that creates perfect harmony. It is a tool that facilitates great communication. The first budget Josh and I developed together was the budget for our wedding. The communication it facilitated set the priorities for our wedding – photography, flowers and cake. Everything else was a little rock and managed within the margins set. Our budget was a guide, not a straight jacket. We made adjustments, but we fulfilled our ultimate goal – DEBT FREE wedding ceremony. At financial decision points it was our greatest tool to keep our sanity and not overdo it. After all, what matter most to us was our marriage which was only beginning at that ceremony!