terisaclark

Financial wisdom from a woman of faith

Archive for the month “August, 2014”

Impulse Purchases//Proverbs 14:29//Wisdom Wednesday

Proverbs 14:29 (NKJV)

He who is slow to wrath has great understanding, But he who is impulsive exalts folly.

Have you ever been there?  You wake up with that ugly feeling.  Buyers remorse.  You wonder what came over you when you suddenly said yes and spent that $___.  For some it’s a new car, a new purse, a ticket to an event or even a soda at the checkout aisle. That was me recently!  I walked out of the CVS with a drink that cost me $2…not a big deal and it didn’t bust my budget.  But I still realized when I got to the car that impulse had taken over and I didn’t even pause to use my understanding in that moment of choice.

It happens to all of us.  And it especially happens more often and in larger amounts when you have not devised a financial plan (a budget) or when you are not using that budget as your boundary markers.  This wisdom in God’s word reminds us – impulse leads to folly! What’s folly?  A lack of good sense.  Careless in our judgement.

So next time, take it slow.  Sleep on it.  Step away from it for a second.  Pause.  Then choose.  I leave you with this “song” from the kids show, Daniel Tiger’s Neighborhood, “Think about what you’re going to do, then make the choice that is right for you.”

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Percentages

Today I had a great conversation with some wise friends.  They are in their 60’s and have made great choices financially!  They are reaping the rewards now and really enjoying life and their wealth.  We talked about how percentages really help guide the season of enjoyment.  You see if you are living debt free, giving away 30% of your income, it should be no big deal that you spend 5% on a vacation or 10% on a car.  So do the math.  And don’t let someone else’s budget guide yours.  God has entrusted it to you – ask him what you need to do with it!

God Will Provide//Genesis 22:14

Genesis 22:14

So Abraham gave that place a name, “The LORD Provides.” Even today people say, “On the mountain of the LORD, he will give us what we need.”

Are you on a mountain today? Not the mountain of victory, but the mountain that feels unconquerable.  You’re hanging on to the edge of a cliff.  Your knuckles are white and you don’t know if you can hold on much longer.  When will that breakthrough happen?  When will this all change? How much longer can you do this….

Well you are not alone.  The Bible is filled with people that are familiar with that same longing and weary soul.  Abraham was one of them.   Suck in a tough place.  Not knowing how things would change.  And after he say God’s answer to his mountain straining experience – Abraham declares – “The LORD Provides.”  One commentary translates this “The LORD sees.”

And that is exactly what I need to remember in my mountain hanger moments – God SEES!  He sees the whole story of my life.  He sees with eyes of love.  He sees this situation from an eternal point of view.  He sees with a heart to bless me and not harm me.

God I trust you!  My prayer is “let your will be done.”  Not what I want.  But what you SEE.  What you see is what is best for me.

 

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